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SMSF Finance

Ready to invest through your Self-Managed Super Fund (SMSF)? Our SMSF loans in Australia let you borrow to buy assets, all while keeping your retirement savings secure. With Limited Recourse Borrowing Arrangements (LRBA), your other SMSF assets stay protected. We simplify the process, making it quick, easy and stress-free.

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Our Self-Managed Super Fund Loans in Australia

SMSF lending comes with its own set of rules and regulations, making it essential to work with an experienced mortgage broker who specialises in this area.

 

If you're looking to borrow for investment purposes and grow your super, we're here to guide you through the process.


With limited recourse borrowing, your other superannuation assets are protected, offering peace of mind. Our expert team, including financial planners, accountants, and solicitors, specialises in SMSFs. We ensure you receive the best advice and personalised care for your investment journey.

How Can You Apply For SMSF Loans?

Loans for SMSF borrowers can be more complicated due to Australian superannuation and tax laws. When investing in property through an SMSF loan, it's important to remember that these loans are different from regular mortgages or commercial property loans

 

Before you apply for an SMSF loan, you need to have a self-managed super fund (SMSF) set up. It's also a good idea to get independent financial, legal and tax advice to understand the details of SMSF lending.

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What Are the Eligibility Criteria?

  • Available to an SMSF with corporate trustees

  • Needs to be an established SMSF which is in a ‘compliant’ status with the ATO

  • Property must be a ‘single acquirable’ asset

  • Minimum net assets of the SMSF is $150k

  • Established SMSFs compliant with the SIS Act are only acceptable​

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Need a flexible lending solution? Let Richmond Residential connect you with the right private lender. Get in touch today to explore your options.

Why Choose Richmond Residential for SMSF Loan?

With extensive experience in Limited Recourse Lending and the freedom to choose from any lender—bank or non-bank—thanks to our Australian Credit Licence, we offer you a wider range of loan options.

 

At Richmond Residential, We’re committed to securing the best loan to help grow your super, achieve your financial goals and support your future lifestyle.


Curious about your SMSF's borrowing potential? Book a free 45-minute consultation today to ensure your numbers stack up!

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Take the First Step Towards Your Financial Goals

​Book a personalised financial strategy session today and start making your financial goals a reality. Let’s explore your options and create a plan to help you get the most out of your finances. Contact us to get started.

What Our Clients Say

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Email: info@richmondresidential.com.au

Phone: 0414 608 970

PO Box 952, Richmond, 2753, NSW, Australia

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Disclaimer:  Advice and information provided on this Website is general in nature only, and has not taken into account your particular circumstances. Before acting on any advice on this Website you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.

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